Elite Auto Loans Privacy Policy

Elite Auto Loans makes every effort to respect the privacy of all online site visitors and potential client’s to the extent permitted by law. We use sophisticated and secure technology to protect all information being transmitted through our site, and have made this privacy policy available to explain our online information practices and the choices you can make about the way your information is collected and used. In an effort to provide you with the best service, we recommend reading over our policies in their entirety so that you understand how our system operates.

The Information We Collect

Part of our service package involves the disclosure of personal information such as your name, address, e-mail address, social security number, and other personal credit related information such as income, assets, liabilities, etc.

According to federal law, all financial institutions are required to obtain, verify, and record information that is personally identifiable. For that reason, when you submit a loan application to Elite Auto Loans, your name, home address, date of birth, and social security number will be used to verify your identity.

By using Elite Auto Loans, you agree that this information can be provided to participating financial institutions and/or automobile dealerships within our network so that auto financing can be provided to you. This information is collected to verify your identity, confirm facts about you, and to help us provide our services and products to you in a quality manner.

Such information is not released to third parties outside of our network of participating financial institutions or dealerships for any purpose other than the services and/or products you have requested.

We do not collect any personal or business information from our Web site visitors and/or Web site clients by way of cookies or beacons (non-identifying and aggregate information). Furthermore, we do not permit any entity to contact or retrieve personal information from our site visitors and/or registered members.

How we Protect and Use your Information

We believe strongly in protecting your privacy and all aspects of personal and financial information. To prevent unauthorized access, maintain data accuracy and e-commerce security, and to ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure any personal information we collect online.

While your personal information is protected online through encryption, we have also taken measures to secure your information offline. Only employees who need your information to perform a specific job function (i.e., customer service, finance department, or participating dealer network/financial institutions) will have access to personally identifiable information, and this will be done on a very limited basis.

Furthermore, the computer(s)/server(s) that hold personally identifiable information are kept in a secure environment that are password protected and have firewalls in place.

You agree that by using our services, the information made available to Elite Auto Loans either internally or from other sources with the information you provide about yourself on our Web site can and will be used to qualify you for auto loan financing.

In addition, non-public, personal information may be collected about you from the following sources:
• All forms including, but not limited to our loan application form that you complete on our Web site;
• Credit bureau reporting agency information; and
• Information related to transactions with us, our affiliates, or others.

All information transmitted to Elite Auto Loans remains the property of Elite Auto Loans and will not be released to third parties with the exception of financial institutions, participating dealership network, and other third parties that provide financing options to process your loan application request.

In that circumstance, the information that will be released will include your name, phone number, e-mail address, income, credit information, etc. so that the best vehicle financing can be provided to you. Please be advised that any information submitted to Elite Auto Loans is transmitted through a highly secure server using the latest encryption technology (minimum 128-bit session encryption); thus, ensuring the use of the latest security standards.

In rare occasions, we may also disclose personally identifiable information in a response to a court order, or when we believe we are reasonably required to do so by law. Such disclosures will be made solely in conjunction with requests from law enforcement or like authorities, once deemed such disclosures are legally necessary.

Finally, we never use or share personally identifiable information provided to us online in ways unrelated to those described above without providing you an opportunity to opt-out or otherwise prohibit such unrelated uses, if applicable.

Our Commitment to Children’s Privacy

Protecting the privacy of the very young is extremely important to Elite Auto Loans. For this reason, we never collect or maintain personal information on our Web site from those that are under the age of 13. Moreover, no part of this Web site is structured or designed to attract anyone under the age of 18 since auto loan financing can not be provided to those under this age.

Privacy Policy—Closing Statement

We conduct our business in a manner that fulfills this Privacy Policy. In addition, we will continuously assess ourselves to ensure that our Privacy Policy is honored and respected at all times.

Furthermore, this Privacy Policy notice updates and replaces any previous notices you may have received from us about the collection, use, and protection of customer information. Finally, this privacy notice may be changed at any time.